Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

*No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. F&M Bank, Division of CBI Bank & Trust employees and their immediate families are not eligible to win. Entries accepted through the close of business on 4/30/23. One Solo Stove Bonfire 2.0 Fire Pit will be awarded at each Galesburg, Brimfield and Monmouth office. Odds of winning dependent upon the number of entries. Need not be present to win. Retail value $249.99. No cash equivalent, substitution or transfer of prize permitted. For complete information visit www.thefmbank.com/officialrules.