Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. 

Once you've successfully opened your account, you will automatically be entered into the sweepstakes. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. F&M Bank employees and their immediate families are not eligible to win. Entries accepted through the close of business on 10/18/20. One Apple Watch® Series 5 will be awarded at each Galesburg and Brimfield office, for a total of four prizes in all. No cash equivalent, substitution or transfer of prize permitted. For complete information visit www.thefmbank.com/officialrules.

F&M Bank Copyright ® 2020. All rights reserved.

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Contact any of our offices in Galesburg, Brimfield or Peoria to get started with an account from F&M Bank.

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Aim High. Bank Strong.

(309) 343-7141

Member FDIC. Equal Housing Lender.
F&M Bank
F&M Bank

(309) 343-7141

Aim High. Bank Strong.
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Absolutely Free Checking from a bank doing it right

Experience banking from a new perspective with no hidden fees or charges.

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Absolutely Free Checking

No minimum balance

No monthly service charge

FREE Debit Card

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking

FREE Mobile Deposit

FREE Foreign ATM withdrawals

FREE eStatements with online check images

No hidden fees or charges.

Enter to win

Open a new checking account and you'll be entered to win an Apple Watch® Series 5.

Check buy back

Bring in your unused checks and debit cards from your current account at another financial institution. We'll buy them from you for up to $10.

Check buy back